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Apply For a Payday LoanRoanoke Times - They both establish a statewide database to prevent borrowers from taking out more than one loan at a time. They both limit the methods that payday ... of the Senate compromise touted its requirements for 90-day "cooling off" periods that apply to ... Read more
Progress made at midpoint of General Assembly sessionNorth County Times - Since 2003, Georgia and several other states have enacted similar caps that apply to all borrowers. The federal law ... Payday-loan critics also point to a new initiative by Gov. Arnold Schwarzenegger to help low-income workers set up bank accounts ... Read more
Advocates dig in against high-interest loans Denver Post - If you apply an annual rate to a two-week loan, it just doesn't work." Under current law, payday lenders can charge about $17 to lend $100 for two weeks, she said. The proposed legislation would drop that to $1.38. "They would lose money," Medsker ... Read more
Lawmakers irate over payday ratesTucson Citizen - ... prohibit preferential treatment or discrimination based on race, sex, color, ethnicity or national origin. It would apply ... State Rep. Marian McClure wants to ban payday loan operations. Read more
Kimble: Take initiative to study electionAccessAtlanta - ... so thankful I had backup money. Every woman should have a little stash of money hidden. It used to be called “Mad money” but now it’s Smart money……get yourselves a savings account that only you know about!!! And pay yourself every payday Read more
Misadventures in AtlantaCommon Dreams - Payday loans, rent-to-buy furniture and exorbitant credit card interest rates for ... is starting to wear a little thin now that the “Sub-prime”-(read garbage loan ... The fact that America cannot apply to itself the standards it applies to others has ... Read more
The Boom Was a Bust for Ordinary PeopleAlbuquerque Tribune - The AG may have authority to address some payday and title loan issues through the Unfair Trade Practices Act, but I do not believe ... The New Mexico laws that apply to the production and distribution of methamphetamines and other illicit drugs are ... Read more
Gary K. King, DemocratWashington Post - Nay to the pols in Richmond who seem ready to cave once again to the lobbying and deep pockets of the payday loan industry ... certain people--felons, the mentally deranged--ought not be able to buy guns, then the same background checks should apply ... Read more
Who's BloggingCommon Dreams - The terms of your loan don’t matter, they effectively purred to borrowers, so ... The crux is the $200 the players get at payday - it’s no longer enough to get them ... have been the first weeded from the gene pool, whereas the same doesn’t apply ... Read more
Deregulation and the Financial CrisisFort Leavenworth Lamp - ... be eligible to apply for a refund anticipation loan through a commercial preparer offering such loans. Service members and their families, however, may find these loans hard to come by. A recent law limits the interest rate to 36 percent on payday ... Read more
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