Payday Loan Article

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Payday Loan

HamptonRoads.com - For a moment, imagine debt-laden payday loan customers as shipwreck victims, bobbing around in icy water as sharks nibble at their toes. The House of Delegates and the Senate have each sent out a rescue boat. The House boat fishes all of the soggy ...

Senate goes easy on payday lenders

Roanoke Times - The prospects of reforming the payday loan industry dimmed last week in the General Assembly. In all likelihood, lenders will prey on desperate Virginians for at least another year because senators refused to impose sensible restrictions. Both the ...

Editorial: Payday lenders get a reprieve

Boston Globe - With a payday loan, you borrow against a future paycheck. Congress was so concerned about payday loan use by military personnel that it capped the annual percentage rate for service men and women at 36 percent. On an annualized basis, the fee charged ...

Financial readiness for service personnel

The State - The paint peeling from the storefronts of discount shops and payday-loan offices along Main Street are signs of Dillon County’s economic woes. The county’s 24 percent poverty rate is twice the national average and well above the S.C. average of 15 ...

'A better option'

Eagle-Tribune - CONCORD (AP) — The Senate has approved a cap on payday lending in New Hampshire, a move the industry says will put it out of business. The plan sets a 36 percent interest rate cap on all small loans primarily affecting payday and title loans. The ...

New Hampshire: Senate approves payday loan interest rate cap

Union Leader - CONCORD – Gov. John Lynch intends to sign a bill the Senate passed yesterday that puts a cap on interest rates and will effectively put payday lenders out of business. The bill, HB 267, set 36 percent as the maximum interest rates on any loan ...

Senate OK's payday loan interest rate cap

Arizona Daily Star - A Phoenix-area lawmaker has proposed a bill that would extend the expiration date for Arizona's payday lenders by two years. His rationale is that there must be a need for these types of companies because they conduct a lot of business. However ...

Legislature should not extend payday loan sunset provision

Concord Monitor - New Hampshire's payday lenders will likely close shop next winter. The Senate yesterday approved a tight cap on payday and title loans, a measure that supporters and detractors agree would put the industry out of business. Gov. John Lynch will sign ...

Payday loan limits passed

Outside Beltway - Fen : If Obama [or his people] really meant all these "unity" and... charles austin : Witnessing the soul-draining ... Need a Short Term Loan ? Tried all cheap credit cards ? Simply Get a Payday Loan from Wonga without any hassle.

Bill Clinton Says Obama Not Part of 1990s

Salt Lake Tribune - University of Utah law professor Christopher Peterson likened the payday loan industry to New York City's mafia in the 1960s, only worse. "Their average rate of interest was 250 percent per year," Peterson said. "Payday lenders are at 450 percent ...